Category Archives: razor capital

Razor Capital: Insufficient Data to Validate Debts!

Razor Capital is a junk debt buyer. They seem to move debt from one collection agency to another. When the collection agencies are asked to validate the debt, they cannot do so.

This is a clear indication that Razor Capital, when purchasing debts, did not receive the information necessary to validate them! That means, legally, that the debts cannot be collected!

 

Intelius Introduces New “Opt-Out” Procedure

It seems Intelius was flooded with faxes.

They are offering an online way to opt-out of their database.

You can find the details here.

Do this now-Intelius, which is not always that accurate, is one of the preferred tools of collection agencies!

 

How To Get “Out” of Intelius and ZabaSearch

There is updated information here.

They make a good point, do this often to make sure your information stays “suppressed”-an ounce of prevention is worth a pound of cure!!

Debt Validation Letter?

If you are contacted by a collection agency, you need to respond with a debt validation letter. This link gives you an example that has worked!